Welcome to Wajima Finance – Empowering Your Tomorrow, Today

Fast, reliable, and convenient financial solutions for individuals and businesses.

About Wajima Finance

Wajima Finance (Private) Limited is a fully registered and licensed micro finance institution dedicated to empowering both personal and business growth. We combine flexible loan products with an extensive range of agent services, giving clients a single, convenient financial hub they can trust.

The name “Wajima” carries a meaningful and inspiring origin. In Swahili, the word relates to a community or group of people working together for shared benefit. It is closely connected to the concept of ujima, which represents collective work and responsibility. This philosophy guides our mission. We believe in working alongside the community, helping individuals and businesses turn their goals into reality through accessible, flexible, and convenient financial solutions.

With Wajima Finance, clients receive more than a service provider. They gain a committed partner focused on progress, cooperation, and shared success.

Flexible and Reliable Loan Solutions

Wajima Finance provides fast and accessible financing options designed to support your personal and business needs. Our loan products are structured to offer quick turnaround times, clear terms, and responsible lending that helps you move forward with confidence.

Salary-Based Loans & Civil Servant Loans

Fast access to funds, secured against verifiable employment income. Apply with confidence for rapid processing.

SME Loans & Working Capital Loans

Flexible financing designed to fuel the growth of your small to medium enterprise.

Bridging Finance

Short-term solutions to cover critical gaps between payments or transactions.

Product Loans

Specific financing to help you acquire essential goods and assets immediately.

Your All-in-One Agent Services Hub

Wajima Finance is your trusted destination for fast and reliable agent services. As an authorized agent for some of the leading financial and service platforms, we make it easy to complete essential daily transactions without moving from place to place.

Our agent services include:

Banking, Payments and Utilities (ZB Bank Agent)

  • School and University Fees Payments
  • ZETDC Token Purchases
  • Doves Policy Payments
  • DSTV Subscriptions

Local and International Money Transfers

  • Authorised Access Forex Agent
  • World Remit and Mama Money International Remittance Redemption

Insurance and Mobile Services

  • Short-Term Insurance through Champions Insurance
  • Bulk Airtime Reseller for Econet
  • Authorised Omari Agent for mobile service needs

Agent Services

  • Authorised agent for Champions Insurance
  • Authorised agent for Access Forex
  • Authorised agent for Omari

Why Choose Wajima Finance?

Clients choose Wajima Finance because we have built a reputation based on trust, reliability, and exceptional service. Our commitment is to make financial access simpler, faster, and more convenient.

Here is why we stand out:

Fully Registered and Licensed Micro Finance Institution

Convenient Access to Loans and Transaction Services

Fast and Efficient Processing

Reliable and Transparent Service Delivery

One-Stop Financial Hub for Loans, Payments, Transfers, and Insurance

Professional Team with Over 30 Years of Combined Experience in Finance

Get in Touch with Us

If you need assistance with a loan application, agent service, or any financial enquiry, our dedicated customer support team is ready to help. We offer prompt guidance and reliable service to ensure your financial needs are met without delay.